Evaluating 3D Secure: Is it worth it?
A practical guide to adoption in countries where it is optional
3D Secure can reduce fraud and, where eligible, shift liability to the issuer. Yet in markets where it isn't mandated, why is adoption slower?
This usually comes down to three worries: adding friction at checkout, varying issuer support, and customers who've never seen the flow before.
By not implementing 3DS, you also miss out on a less obvious benefit. A method of taking calculated risks on transactions you would otherwise decline. A new customer with no purchase history, or a transaction flagged by your fraud model. Run 3DS, and a pass turns that decline into a sale.
Evervault is one of the few non-PSPs to have built its own EMVCo-certified 3DS server. Our unique position gives us access to first-party authentication data. And we're bringing that data to this session, broken down market by market.
Join Shane Curran, Evervault Founder and CEO, for a practical session on when implementing 3DS makes sense for your business, market by market, and in what form.
In this session, you will learn:
Why the implementation decision is worth making in countries where it is optional
How it actually performs in non-mandated countries
When it earns its place and in what form
What solution to go for and how to tell if it is working
You'll leave able to make an informed and defensible call on 3DS where it’s optional.
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