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The state of 3D Secure on Evervault

3DS Performance

Data reflects 3DS sessions for customer initiated transactions (CIT) through Evervault's own platform between January 1st, 2026 and June 30th, 2026. Some results were excluded where data was incomplete, volume was too low to be meaningful, or outliers heavily skewed results.

Global data from 100+ countries

Market-specific metrics for 11 countries

Global

Metrics across top 100+ countries by volume

Authentication success rate

95.7%

Frictionless flow rate

68.36%

Challenge flow rate

22.67%

P50 for completing challenges

25.35s

Methodology

How these numbers are measured

Figures reflect the latest synced snapshot per market from our own 3DS metrics. Global numbers span 100+ countries, with deeper data on 11 country-specific markets.

Success Rate

Authentications ending in a successful outcome over all authentication requests initiated.

Challenge Rate

Share of authentications where the issuer returned a challenge and the cardholder was presented with a step-up.

Frictionless Rate

Share of authentications resolved without cardholder interaction. Challenge and frictionless shares sum to the attempt total.

Time to Completion

Median (p50) elapsed seconds from challenge presentation to final result, measured on completed flows.

Country-specific metrics

Hover for details, click to open a market

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South Africa (ZAF)87.7%
United States (USA)98.6%
Mexico (MEX)94.4%
India (IND)81.5%
United Kingdom (GBR)96.3%
France (FRA)88.8%
Spain (ESP)82.7%
Germany (DEU)94.3%
Canada (CAN)96.6%
Brazil (BRA)69.1%
Australia (AUS)92.4%

Country comparison

Market

Success

Success

Frictionless

Frictionless

Challenge

Challenge

P50

P50

United States

United States

98.6%

98.6%

80.73%

80.73%

7.3%

7.3%

20.9 seconds

20.9 seconds

Canada

Canada

96.6%

96.6%

54.65%

54.65%

42.9%

42.9%

26.32 seconds

26.32 seconds

United Kingdom

United Kingdom

96.3%

96.3%

79.9%

79.9%

19.73%

19.73%

29.16 seconds

29.16 seconds

Mexico

Mexico

94.4%

94.4%

78.01%

78.01%

17.27%

17.27%

25.58 seconds

25.58 seconds

Germany

Germany

94.3%

94.3%

76.64%

76.64%

22.43%

22.43%

21.95 seconds

21.95 seconds

Australia

Australia

92.4%

92.4%

60.22%

60.22%

38.21%

38.21%

29.36 seconds

29.36 seconds

France

France

88.8%

88.8%

43.97%

43.97%

55.4%

55.4%

22.58 seconds

22.58 seconds

South Africa

South Africa

87.7%

87.7%

8.45%

8.45%

90.97%

90.97%

27.03 seconds

27.03 seconds

Spain

Spain

82.7%

82.7%

51.55%

51.55%

47.94%

47.94%

35.32 seconds

35.32 seconds

India

India

81.5%

81.5%

0.26%

0.26%

94.25%

94.25%

22.51 seconds

22.51 seconds

Brazil

Brazil

69.1%

69.1%

14.94%

14.94%

68.83%

68.83%

34.5 seconds

34.5 seconds

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